How “Aggressive
Marketing” Can Kill Great Customer Service
By Joni Newkirk - CEO, Integrated Insight
I loved UnitedHealthcare. They’ve been my insurer for over
four years and I’ve recommended them to friends and family as I found their
coverage and service to be better than expected - until today.
Recently, UnitedHealthcare chose OptumRx as their mail order
provider of pharmaceuticals. Despite the claim of lower cost, I chose to keep
filling my prescriptions at my local pharmacy for a number of other, non-cost
related reasons. We were automatically enrolled into the OptumRx program by
UnitedHealthcare, and OptumRx has been aggressive about trying to get our
business, but we’ve declined.
Today, we received a letter saying we would have to start
paying 100% of our medication costs if we did not start using OptumRx, or, we
could call and dis-enroll from the mail order provider program. Easy decision
since we were not using mail order anyway. The OptumRx customer service agent
was quick, helpful, and dis-enrolled us with no questions asked. She had
obviously been to this rodeo before. She was also a bundle of insight as to
what would happen next, letting me know that despite calling and dis-enrolling,
UnitedHealthcare would automatically re-enroll us next year when our benefits
came up for re-enrollment.
Think about it. On most health plans, if there are no
changes, you do nothing. Having dis-enrolled from OptumRx, shouldn’t that now
be part of my record? On the phone with UnitedHealthcare I go. The customer
service agent tried to smooth over the issue, but when a corporate policy or
process is just plain wrong, there is only so much an agent can do. He said we
would get a letter, and we could choose to opt out at that time. I challenged
him. There is a difference between a letter informing you about the service and
giving directions to opt in, versus a letter saying you personally have to take
action to dis-enroll – again. Further, he mentioned that if you do not
dis-enroll – again - after a couple of retail pharmacy refills, you will be
threatened with paying 100% of your medication costs. He offered up without
asking that this was “aggressive” marketing, but confirmed that was how the
process worked.
Forcing members to experience Groundhog Day every year - to
make a phone call or go online to dis-enroll again from a program they
intentionally dis-enrolled from the year before – is beyond poor customer
service. It ignores what is right for the customer in an effort to hard sell a
program that apparently does a poor job of selling itself. I’ll go through the
pain each year as I’m otherwise satisfied, but I feel sad about this chink in
their armor, and I’ve lost trust in the company. Now my enthusiastic “Yes!”
recommendation will become “Yes, but…” You can do better, UnitedHealthcare.